CalHome Loans for ADUs/JADUs

The City of East Palo Alto and EPACANDO (East Palo Alto Community Alliance and Neighborhood Development Organization) are pleased to launch the East Palo Alto CalHome ADU/JADU Loan Program!

The program, funded by a $2 million CalHome award from the California Department of Housing and Community Development (HCD), will provide low-interest, deferred-payment loans to East Palo Alto homeowners for rehabilitation, repair, or new construction of an accessory dwelling unit or junior accessory dwelling unit.

East Palo Alto homeowners with a household income at or below 80% of the Area Median Income (AMI) are eligible to apply for a gap loan of up to $100,000. EPACANDO, whose successful “CANDO ADU” program currently serves 65 households in East Palo Alto, will provide technical assistance to all applicants.

The CalHome ADU/JADU program and other ADU initiatives are the product of years of successful collaboration between the City and community partners, including EPACANDO, the members of the Second Unit Anti-Displacement Task Force, and the Second Unit Working Group. A key component of the City’s 2018-2023 Affordable Housing Strategy, finding innovative ways to support ADU/JADU production in East Palo Alto remains a City priority.

 

Upcoming Informational

No upcoming information sessions available. Please review past informational links.

Past Informational

More Information

For more information on CalHome and ADUs/JADUs, including the application process, please visit our partner's website at: https://epacando.org/calhome/.

CalHome Program Application

To view the CalHome Program Application, click here

City of East Palo Alto CalHome Program Guidelines

Check "Supporting Documents" below to review the official CalHome Program Guidelines.

Questions

Reach out to housing@cityofepa.org with general questions about CalHome.

To speak with an East Palo Alto Planner about your ADU or JADU project, visit Planning's website and scroll down to the "Speak with an EPA Planner" button to set up a time. 

For questions related to permitting, you can contact building@cityofepa.org.